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Industries

Technology and security for banks, NBFCs and fintechs.

Secure customer platforms, core-system integration, cloud and security testing, designed around regulatory expectations in India and the US.

Banking & Financial Services

What Banking & Financial Services teams ask us for

Financial institutions run on trust, uptime and evidence. Regulators expect documented controls, tested security and clear accountability for outsourced IT; customers expect fast digital journeys that never expose their data.

We help banks, NBFCs, cooperative banks, insurers, brokers and fintechs build secure customer portals and apps, integrate core and payment systems through well-secured APIs, move workloads to the cloud with the right controls, and test applications and infrastructure the way an attacker would. Compliance stays with your organisation; we design and deliver so your compliance teams have what they need.

Banking & Financial Services

The pressure

Common challenges

  • 01

    Ageing core and middleware

    Customer journeys limited by older core banking, loan management and payment systems.

  • 02

    Rising regulatory expectations

    IT governance, outsourcing, cybersecurity and data-protection rules require documented controls and testing.

  • 03

    API and partner exposure

    Account aggregator, payment and partner integrations widen the attack surface.

Regulation we design around

RBI and SEBI cybersecurity directions, the DPDP Act, audit trails and data localisation where applicable; GLBA, NYDFS Part 500 and PCI DSS for US-facing financial products.

In India, regulated entities follow directions such as the RBI Master Direction on Information Technology Governance, Risk, Controls and Assurance Practices (2023), the RBI directions on outsourcing of IT services, SEBI's Cybersecurity and Cyber Resilience Framework for regulated entities, the CERT-In Directions of April 2022 (including six-hour incident reporting) and the Digital Personal Data Protection Act 2023.

For US-facing financial products, relevant frameworks include the Gramm-Leach-Bliley Act Safeguards Rule, NYDFS 23 NYCRR Part 500 for entities it covers, FFIEC guidance and PCI DSS for card data.

These are considerations we account for in design and delivery. Compliance itself remains the responsibility of the regulated entity and its auditors.

Frequently asked questions

Can't find your answer? Ask us

Do you work with RBI-regulated entities?
Yes. We work within the regulated entity's outsourcing and IT governance framework, including right-to-audit, data-location and confidentiality terms in the agreement.
Can sensitive financial data stay in India?
Yes. We design for data-localisation requirements, for example using Indian cloud regions and keeping payment system data in India where RBI rules require it.
Can you support a regulatory IT or security audit?
We support preparation and remediation and provide testing evidence. Where a regulator requires a specific type of auditor, such as a CERT-In empanelled auditor, we confirm that at scoping.
Do you build AI for financial services?
Yes, with care: grounded answers, access control, audit logs and human review for decisions that affect customers.

Talk to us about Banking & Financial Services.

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